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ImpulseSave Website Review & Ratings + ImpulseSave Coupons

ImpulseSave: Products & Services

Impulsesave.com is a unique saving website, working closely with human sentiments. It helps in future planning and achieving saving goals. They provide a platform to save anytime, anywhere, to any of the desired savings goals kept at their secure savings account. ImpulseSave uses the latest technology to attract users as it is as easy as sending text messages.

You can simply start by with a small bit of money like $10, $20, or $100 towards your financial goal on the move. After registering, a member has to link their checking account to the ImpulseSave savings account which is backed by Leader Bank - the Federal Reserve's Automatic Clearing House (ACH) System. There is no cost to join as a member; no hidden fees and a person can withdraw their funds at anytime

ImpulseSave: Company Background

ImpulseSave is a market leader in providing services for targeted savings accounts by achieving specific financial goals. They provide simple tools which makes saving money just as easy and fun as spending it. They have given a very meaningful warning on the site which says “Impulse saving can be habit forming and could cause harm to debt, financial stress and general grumpiness.” They have collaborated with Leader Bank, an award winning nationally chartered, FDIC insured community bank that makes saving goals a reality.

The company is only three years old. It was founded by two fun-saving lover persons John Mileham, (Co-founder, CTO) and Phil Fremont-Smith (Co-founder, CEO) in the year 2000. Its headquarters is in Cambridge, MA.

ImpulseSave: Customer Feedback & Reviews

Sooverthis.com has published a detailed editorial on Impulsesave’s saving program. One of the user commented on the post saying “I like the sound of this! Looks like a fun and motivating way to save money. I especially like the design and how it's integrated well with technology. I'll be checking it out soon!” Also, Carrie Smith – a financial strategist has written a detailed editorial article on Impulsesave and how to use it properly to achieve your financial goal. She is a writer for carefulcents.com.

ImpulseSave’s Android Application has been rated 4.5 / 5 star ratings by Google users. The site has also been reviewed in detail at a legal site – Legal Force. Impulsesave.com has an overall 4.2 rating on Useful.com. Overall the reviews has been positive.

ImpulseSave: Business Credibility & Trustworthiness

ImpulseSave.com has a unique USP (Unique Selling Proposition) which is connected directly to user emotions. The company has tied up with a reputed bank to link user Impulse accounts, taking no charges from members. The long non-debated service has created a trust among its users. Literally the company has no competitors on its niche market. This shows the company’s immense credibility & reputation in the market.

Impulse save is not listed in the BBB’s directory listing. The site is also not BBB Accredited by them. Impulsesave has been covered by many famous media houses such as Techcrunch-high traffic Blog that has covered the company’s saving plan in detail. AmericanBanker.com - a trusted name has published an article for them entitled: “Startup Hopes to Drive Consumers to Save More”. Reuters.com – a pioneer news agency has also covered the site’s press release. To name a few more: The Huffington Post, Life Hacker, Xconomy and  Boston Business Journal.

ImpulseSave: Website Popularity & Google Ranking

Google PageRank  gives the site a 4/10 rank and Alexa gives the company a popular global rank of 393,604 (among 30 million domains) having 202 links from Alexa reputed sites. On the US traffic Alexa gives a 196,600 Rank.

Another famous traffic ranker Quantcast  does not have enough data to display a rank based on its US traffic. Webutation gives 100/100 grade on Google Safebrowsing, Norton Safeweb, Web of Trust and Child Safety analytics.

ImpulseSave: Social Media Presence

Impulsave has a Twitter account with 4,537 followers and 10,704 tweets, updated regularly. Its Facebook account is updated regularly and has 1,179 likes. Its Pinterest account has 960 followers with 2,221 pins. The company also has a LinkedIn account which has 30 followers. The Youtube account has 2 subscribers with 1712 video views.

The Google + account for the company is not very popular among masses, having only +76 connections. The company also has an official blog hosted on its own site having regular updated contents. One of the social media analyzer site gives a 97% social popularity grade.

ImpulseSave: Website Security & Safety

The site has a concise privacy policy where the company promises to safeguard a user’s data protected within their systems. They do not share or sell or rent to others, the user information collected on the website. From time to time they review the security procedures and try to introduce more technologies for better security of user data.

Sensitive information such as name, Savings Account number, phone number, Funding Source account numbers and routing numbers are encrypted & transmitted through secure 128-bit Extended Validation SSL, provided by one of the best trusted name VeriSign. The data is kept on a secure server that is accessible to authorized employees only.

Since this is a money related site, they are very precautious about security and usage of (https ://) connection. Even their ‘about us’ page is also using (https ://) connections which is normally not found on other sites. Google Safe browsing also gives the site a safe rating.

ImpulseSave: Pricing & Packages

Impulsesave.com provides a platform to make saving an impulsive part of their daily life. The main service that the company offers is encouraging people to open a free account with them as it is not a saving bank account.

It provides a Technology platform partnered with a nationally chartered, FDIC Insured Savings Institution to help users achieve saving goals. The money is kept secure at the partner bank and can be seen-withdrawn anytime.

They are not charging any fee for this service. There are also no criteria on how much to save and it totally depends upon user decision. Their average user saves close to $4,000 a year just by creating a few goals. The contribution can be set to auto to deduct certain amount every month.

ImpulseSave: Shipping Rates & Policies

This company does not provide shipping because of the type of operation it does. Shipping is not applicable as the company provides a service accessible through online mediums and no tangible items are being sold to customers. Shipping cost or fees are therefore exempted from all charges as you would rather expect. ImpulseSave is a market leader in providing services for targeted savings accounts by achieving specific financial goals.

ImpulseSave: Payment Methods Accepted

Though there are a number of transactions being done at the site, the usage of Credit Card, Debit Card, PayPal, EbillMe, BillMeLater, E-Check, EFT, QPass is not found. This is due to the fact that they are providing free membership services. To accomplish the desired saving goal, a user’s existing checking account is linked with partner bank.

The user’s requested amount goes directly to the partnered bank through an electronic ACH bank transfer. The withdrawn amount also comes back to the user’s checking account in same manner. Thus, there is no usage of Cards & other payment methods.

ImpulseSave: Returns, Refunds & Exchange Policy

Since the site is not selling any product, so a refund / return policy are not applicable. Funds can be sent in any quantity and can be withdrawn any time which makes the program more customers oriented. In case of errors or problems, they can be resolved through their partner bank.

However, a user should be aware that a fee is applicable for overdrawn accounts. They Reserve the Right to Close a Savings Goal and Freeze an ImpulseSave Account. The data is kept secured but they do not guarantee for any misuse or data manipulation during transaction.

ImpulseSave: Product images & screenshots
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